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Single Mothers Advice to Reducing Monthly Costs.

Not having money is usual for many people. Resulting from careless buying of stuff. Management of expenses is hard and even harder for a single parent.

By calculating your hourly paycheck you will be able to budget effectively. This involves finding out the exact amount a person earns in a day or an hour and match that with the expenses. It’s common for people to want to spend more than they earn. By removing unnecessary spending a person stop losing money. Some of the guidelines to help cut down expenses are.

Writing down and numbering the things you use money on. Majority of the people do not track their expense. Single parents have a hard time auditing their expenditures. Kids may be a cause of trouble when shopping with them. To a kid needs and wants are the same thing. Kids may push parents into purchasing crap. To be in charge of your spending. Classify your spending into needs and wants. It is recommended to parents to explain to their kids the differences between needs and wants when shopping. Avoid buying items that are not on the list.

Do not go shopping on an empty stomach. This will ensure they do not keep asking for snacks.
Take advantage of free stuff . Having knowledge of complementary products is essential to a single parent as he/she should benefit from them. Newspapers and magazines may offer comic books your child for free. A single parent should also seek other complimentary products such as discounts and loyalty points. This may seem insignificant at first but in the long run the impact is high.

Ensure efficient usage of resources. Most people misuse resources. Children tends to be more careless when using resources. Both parties are guilty of switching on the house lighting during the day and causing water wastages. Causing the amount charged for water or electricity to go up. By efficient utilization of resources we can reduce the cost of utilities. Make it a habit for both you and your kid to always close water taps and switch off house lighting bulbs and other electrical appliances when not in use.

Although kids brings joy to a family it is not easy to raise them. This especially so if you are doing it all by yourself. Providing basic needs is the number one thing to most parents such as feeding them, taking them to school and providing housing. Planning your expenses is a tool to help you make raising you kid simple and fulfilling.




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